Privacy Policy

Privacy Policy

Union Strong Homeowners, Inc. (hereafter referred to as “USH, Inc.”) values the privacy of its investors, sponsors, and affiliates. The following policies apply to the collection of data by USH, Inc., its subsidiaries and/or affiliates. If you have questions or concerns regarding this statement, you should first contact us toll-free at 1.844.240.6569.

This policy discloses which information we collect and how we use it, as well as the choices you can make about the way your information is collected and used. We also explain how any personal or personally identifiable information that we may request will be used. We also detail below our security policy, which describes how your personal information is protected.

  • We don't ask you for personal or financial information unless we need it.

  • We don't share your personal information with anyone except to comply with the law, develop our products, or protect our rights.

  • We will maintain appropriate security standards and procedures to protect your information.

  • We will respect the trust you place in us and the confidential nature of the information you provide through your financial relationship with us.

Information We Collect From You and About You

We collect personal and financial information from you while you use the Site; most of this collection occurs during registration. Most of the information collected is required for legal or security purposes, although some is optional.

  • Personal data required to verify your identity;

  • Personal and financial data necessary to assess your eligibility for a particular loan product;

  • Information about your visits to and use of this website to help us maintain the appropriate features, functionality and user experience

We collect Personal Information from you when you voluntarily provide such information such as when you (i) register for access to the Services (for example, contact information such as your name, email address, phone number, mailing address); (ii) complete certain forms on the Site; (iii) upload or submit any material through the Site, (iv) request any information or contact us with inquiries; or (v) wish to use certain Services (for example financial information such as bank account numbers, your Date of Birth and the last 4 digits of your social security number). This Personal Information is required to transact business, to communicate with you, verify your identity and fulfill legal and regulatory requirements.

In addition, we gather names and email addresses of users who contact us through the Site with questions about our company or our loan programs. We collect this information for the sole purpose of responding to such inquiries and do not store the contact information unless requested.
Third Party Services

USH, Inc. does not sell or rent personal information about its users for marketing purposes. We do, however, work with a number of trusted partners who perform vital functions as part of our operations.

In addition to our relationship with our affiliates, we also work with providers of hosting services for the Site, electronic signature providers, and electronic payment service providers. We may engage third parties to help us to carry out certain other internal functions such as account processing, client services or other data collection relevant to our business; example of such companies might include companies that perform data processing, reporting, tax documentation, and custody or title & escrow services. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform other specific services, like collections. Our partners are legally required to keep your information private and secure.

If you use our blog on the Site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of this forum, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in this forum.

We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personally identifiable information when we believe that disclosure is necessary to protect our rights or to comply with a judicial proceeding, court order or legal process. We further reserve the right to disclose any of your personal information that we believe, in good faith, appropriate or necessary to take precautions against liability, to investigate and defend against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Site or our service, or to protect the rights, property or personal safety of USH, Inc., its users, issuers, or others.

Information We Collect
When you interact with us through the Site or Services, we may collect and process Personal Information and other information from you, as further described below:
By voluntarily providing us with Personal Information, you are giving USH, Inc. permission to use and store it consistent with this Privacy Policy.. If we combine or associate information from other sources with personal information that you provide directly to us through or in connection with the Services, we will treat the combined information as Personal Information in accordance with this Privacy Policy.
As is the case with most websites, when you visit the Site or interact with USH, Inc. through the Site or Services, we receive, automatically track and store certain non-identifying information about you, including but not limited to:

  • browser type;

  • IP address;

  • language preference;

  • cookies; domain servers;

  • URL traffic to, through and from the Site;

  • types of computers and operating systems accessing the Site;

  • statistical information about behavior of visitors/users to the Site; and

  • any other web site usage information that we may collect when you visit the Site.

This information, which may be collected passively using various technologies or through other means, cannot be used to specifically identify you. USH, Inc. may store such information itself or such information may be included in databases owned and maintained by USH, Inc. affiliates, agents or service providers. The Site may use such information and pool it with other information for administrative purposes, to assess the usage, value and performance of our products and services, to improve your experience with the Services and to track, for example, how our Users use and interact with the Services.

Also, in an ongoing effort to better understand and serve the users of the Site and Services, USH, Inc. often conducts research on its customer demographics, interests and behavior based on the Personal Information and other information provided to USH, INC. by Issuers and Users. USH, Inc. may also disclose aggregated user statistics in order to describe our Services to current and prospective business partners and to other third parties for other lawful purposes.

Cookies are small pieces of information which are issued to your computer when you visit a website and which store and sometimes track information about your use of the Services. USH, Inc. uses cookies to help recognize you as a repeat visitor, to improve the quality of our Services, and to try and make your browsing experience meaningful. When you enter our Site, our web server sends a cookie to your computer which allows us to recognize your computer but not specifically who is using it. By associating the identification numbers in the cookies with other customer information when, for example, you log-in to the Site or Services, we know that the cookie information relates to you. Some of the cookies used by our Services are served by us, and some are served by third parties who are delivering services on our behalf. The use of cookies by any third parties, including our affiliates or service providers, is not covered by this Privacy Policy. We do not have access or control over these cookies.

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent this or to notify you each time a cookie is sent. You can also learn more about cookies by visiting www.allaboutcookies.org  which includes additional useful information on cookies and how to block cookies using different browsers. By blocking or deleting cookies used on our Site or Services, please note that you may not be able to take full advantage of our Services. Therefore, we recommend that you leave cookies turned on because they allow you to take advantage of some of the Site's features.

Links

If you follow any links that direct you away from the Site, this privacy policy will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.

Hours

 

Monday

8:00AM - 6:30PM

Tuesday

8:00AM - 6:30PM

Wednesday

8:00AM - 6:30PM

Thursday

8:00AM - 6:30PM

Friday

8:00AM - 6:30PM

Saturday

8:00AM - 6:30PM

Sunday

By Appointment Only

Central Valley

1150 W. Center St Suite 105,

Manteca, CA 95337

Phone. 209-629-8148

Roseville

2250 Douglas Blvd, Suite 135,

Roseville, CA 95661

Phone. 916-844-0302

San Ramon

18 Crow Canyon Court, Suite 295,

San Ramon, CA 94583

Phone. 209-740-7558

San Diego

501 W. Broadway, Suite 800,

San Diego, CA 92101

Phone. 619-847-2251